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Objective

Obtain a lower payment
Obtain a lower interest rate
Convert my adjustable rate
Obtain cash at closing
Other

State

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Property Type

Single family residence Multi-family residence Condominium Mobile home Manufactured home

Refinance 2nd Mortgage

Refinance 2nd Mortgage . A 2nd mortgage is typically taken out to help make the down payment, pay insurance, closing costs and other expenses that can.t be covered by the main mortgage because of the loan to value ratio. Refinancing that 2nd mortgage can be a good option for unexpected expenses such as home improvements, and may be the only option if the original loan hasn.t been paid down sufficiently for refinancing.