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Objective

Obtain a lower payment
Obtain a lower interest rate
Convert my adjustable rate
Obtain cash at closing
Other

State

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Property Type

Single family residence Multi-family residence Condominium Mobile home Manufactured home

Refinance Second Mortgage

Refinance Second Mortgage . A second mortgage is typically taken out to help make the down payment on a particular piece of property. For example, a lender who will finance only 80 percent of the value of a $100,000 home could offer a second mortgage to help the homeowner finance the remaining $20,000 or to pay for insurance, closing costs, etc. Refinancing that second mortgage can significantly lower the monthly payments.