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Objective

Obtain a lower payment
Obtain a lower interest rate
Convert my adjustable rate
Obtain cash at closing
Other

State

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Property Type

Single family residence Multi-family residence Condominium Mobile home Manufactured home

Mortgage Refinancing

Mortgage Refinancing . Lower interest rates and better credit ratings are two of the most common reasons for mortgage refinancing. If the interest rates have seen a drop of at least a couple of points, or if you can negotiate better rates and terms because your credit score has improved since your original mortgage, it may be time to consider mortgage refinancing. Talk to your lender or financial advisor to determine if the time is right for you.